Passion. Experience. Diligence.

With over 65 years in the collections business, we are a  tight knit, results focused, family-owned company. 


Vanguard has been a pillar of personalized service within the debt collection sector since 1958 and is maintained as a family-run enterprise, our legacy transcends simple transactions. Every interaction is infused with a genuine, personal approach, underlining our belief that debt recovery encompasses far more than procedural tasks—it involves navigating delicate situations with both empathy and respect.

Our Commitment to You
Our dedication goes beyond the standard expectations of a collection agency. We recognize that every case of debt recovery is unique, involving its own set of challenges and sensitivities. That's why our team invests the time and resources necessary to address and resolve any disputes that arise. We're not just focused on the outcome; we're committed to making the journey as smooth and respectful as possible, for everyone involved.

Passion. Experience. Diligence.
With over 65 years navigating the complexities of the collections business, Vanguard has cultivated a culture that's both results-focused and deeply human. Our longevity in this industry is a testament to our commitment to excellence and the strong, familial bonds that define our team.

Rooted in Respect
Founded on a philosophy of respect, Vanguard continues to uphold these values in every aspect of our work. We believe in treating everyone with dignity, from the clients we represent to the debtors we engage with. Our goal is always to facilitate a positive resolution, one that respects the interests and circumstances of all parties involved. This approach not only helps in achieving financial recovery but also ensures the preservation of our clients' reputations.

Maintaining a Legacy While Building the Future
As we look to the future, Vanguard remains steadfast in its commitment to personal service, respect, and achieving positive outcomes for our clients. Our legacy is not just built on the years we've been in business but on the countless successful resolutions we've facilitated. It's a legacy that we continue to build with every case we handle, every debtor we speak to, and every client we serve.

Wondering why Vanguard should be your go-to choice for debt collection?

  • We operate on a "No collection, No charge" policy

  • Our reporting extends to both Equifax and TransUnion

  • Unlike many agencies, we don't impose a membership fee

  • You won't find us charging an account placement fee

  • With us, there's no account closure fee to worry about

  • We won't tie you down with long-term contracts

With Vanguard, there's absolutely nothing to lose and everything to gain!

Our services are designed for everyone - from local and national businesses to the neighborhood corner store, or even individuals seeking to recover a loan.